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Debt-Free, Roth IRA, 401(k), 529 plans, Build Wealth, and much more

       Better budgeting = More savings→ more money

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 Instant Free Money Tips

  • Raise deductible on car insurance
  • Drop rip-off insurance like extended warranty and insurance on electronics
  • Get back to basics.  Live well with less
  • Roll back to basic cable and save $30 to $40 a month
  • Impose a no spend week, at least twice a month
  • Use teaching schools for big discounts on hair , nails, massage
  • Clip coupons, buy store brands, limit convenience foods, and stoop to save
  • Plan your meals in advance - at least a 30-day meal plan
  • Sell your good junk and excess stuff
  • Gold is at an all time high. Raise quick cash - sell broken, unwanted jewelry
  • Give yourself a raise - increase allowances if you received a big tax refund
  • Take advantage of the 30% energy-efficiency tax credit
  • Save energy.  Turn thermostat up 1 or 2 degrees in summer (down in winter)
  • Weatherize on the cheap - add weather stripping around windows and doors
  • Switch to energy-saving fluorescent bulbs
  • Turn off the water in the shower while you lather up
  • Ask for lower credit card rate
  • Stop using credit cards and pay down high-interest debt
  • Avoid overdraft fees.  They make you poor and the banks rich.
  • Use only your bank's ATM
  • Scale back on eating out
  • Stop. Think before you purchase
  • Give up vices, save thousands
  • Carpool, bike, walk or use public transportation
  • Take advantage of 'free' $8,000 first-time home buyer money
  • Don't overlook thousands in Earned Income Tax cash
  • Argue property tax bill. Home values have fallen, so should your tax bill



Roth IRA - Big changes for 2010.  Click on retirement above.

Debt - Tips to set you debt-free.  Click on money above.

Foreclosure - Ways to stave off foreclosure. Click on money above.

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Instant, Free Money Book! 55 Best Money Rule$

 

55 Best Money Rule$: Money for Hard Times and Beyond

By Dr. Pearlena Wallace

Simple, Quick, Cash Ideas! For hundreds of ways to find thousands of dollars, get your copy of 55 Best Money Rule$.  This simple, easy-to-understand book gives practical ways to find free money just about everywhere - in your food, housing, insurance, utilities, taxes, college tuition,  credit card debt, gasoline, investments, and a host of other places.  Plus tips for building a bigger retirement nest egg and teaching your kids about money.  Click on books tab for more information. You may order on-line through our shopping cart or from Barnes & Noble.  www.barnesandnoble.com

"The book that gives you easy, instant ca$h tips"

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Don't miss ...
  • Top money tips for hard times
  • Best tips to get you out of debt fast
  • Simple ideas for quick cash

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